Proudly powering
It’s like your CFO got a CFO.
Introducing Papaya OS, the world’s first operating system for payroll and payments: one seamless flow for data collection, processing, and more.
Even better, when you run payroll & payments with us, you get EoR and contractors for free*.
Because with Papaya OS, you can do it all. Your way.

Cut in payroll costs
Faster payroll & payments processing
Bounced payments
Full liability
Commitment to Accuracy
At Papaya Global – the only financial institution built to serve global payroll payments – we guarantee full liability throughout the entire payroll and payments journey.




Unified payroll & payments.
Run payroll and payments on one seamless platform. Payments are guaranteed to land on time, with instant transfers available in many countries.

A bird’s-AI view.
Validate millions of data points automatically with an AI-powered validation engine that does all the hard work for you.

Full compliance. Everywhere.
Stay compliant in 160+ countries. Papaya OS automatically updates with changing regulations, so you know you're always covered.

Enterprise-scale capability.
Bulletproof your payroll and payments for up to 10,000 employees and more, with tools that don't stop scaling.


CNBC
inaugural "Top Startups for the Enterprise" list

GGV Capital
“The rising starts in fintech innovation” list

Global Payroll Association
“Automation & Integration” award

Forbes-Cloud100
honoree list 2nd year in a row
Trusted by the trusted
Still making payroll payments with your bank?
That’s costing you money and time. This free eBook explains why - and how to fix it.
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